When building residential houses, we usually focus on advanced settings, which are certainly fancy and usable at times, but as a senior citizen, you must look after amenities that might not be fancy but surely ease your daily life tasks. When purchasing a home, young buyers can simply opt for millennial settings, just as they would for a gym or swimming pool. But senior citizens, on the other hand, must focus on their unique requirements while roaming around the premises. Elderly people would be advised to look for senior citizen-friendly characteristics while purchasing a property, such as secure surroundings, housekeeping services, emergency medical care, and first aids.
Before making a purchase of a senior-citizen friendly home Andheri or at any other preferred location, you must run down the factors to be considered that have been discussed below. Let’s understand the factors with the help of the best residential complexes in Mumbai for senior citizens.
Factors For Older People to Consider Before Buying a New Home
Pension-based Loans
Although some lenders give home loans to older adults for a term that may last until the applicant is 75, most banks have a maximum age of 70 for home loan applicants. The majority of elderly people use their retirement funds to purchase a home. However, getting a small loan is usually recommended as it makes managing their EMIs simpler for them.
Affordability
It makes sense to invest in a property that matches the budget because purchasing an apartment for older adults MMR or anywhere is a great responsibility, especially when they reach their prime age. Senior house purchasers ought to be able to manage their EMIs and their savings and have a larger portion set aside for an emergency fund.
Accessibility
Elevators and ramps should be included in a senior citizen-friendly residential complex to make it easier for residents to jump floors effortlessly. Elderly people’s lives can be made easier by features like non-slip flooring, broad elevators that can fit a wheelchair, ramps with side rails, and support handles in toilets, among others.
Healthcare
To give older inhabitants quick access to medical services, it is best to look for property close to clinics and hospitals. If not, see if there are any doctors in the area who don’t mind making house calls. Make sure there are sufficient transportation choices available for when they are required.
Security
No matter what’s the resident’s age, security is a crucial element that cannot be overlooked, especially for elderly people who require ongoing assurance of their well-being. Residential complexes with CCTV surveillance and security guards on duty around the clock play a big part in providing comfort.
Peaceful Environment
Seniors like their peace and quiet and might choose to stay away from a neighbourhood where loud gatherings are common. In these situations, it is preferable to select a home in a neighbourhood that can offer greater privacy, or a property located on the outskirts of the city.
Parks
Parks are a typical amenity that most residential complexes offer. Senior citizen-friendly parks with lots of open space, walkways, and seating areas are ideal for them to unwind. Look for homes with parks that promote outdoor exercise, have places set aside for visitors to mingle, and provide a sense of quiet.
A sense of independence, security, tranquilly, and dignity for older adults is greatly influenced by all the aforementioned aspects. Aside from these, you can consult with experienced realtors to learn about the key factors to consider when purchasing a home for senior citizens in Mumbai or anywhere in India.
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